Thornhill-Saddles Layaway Program

Due to tough economic times, the demand for layaway programs have increased. In order to keep up with that demand, we have implemented what we feel is a very flexible program designed with the customer's security, convenience, and ease of use in mind.

Here are the details:

* 10% down and at least 10% of the total purchase price per month, (however you can always pay more on the down or monthly payment if you desire.) For instance, on a $500.00 purchase, $50 dollars down and $50 per month until the item is paid off.

* Layaway is available only on purchases of at least $200.00.

* Our customers have the option to stop paying on their layaways at any time and request a full refund on the amount paid. For each payment received, the customer will get an eMail receipt with a running total on what has been paid and what the balance is.

* Customer's money will be put in a special account reserved just for layaways and will NOT be touched until the order is either canceled or paid in full.

* Please note: we cannot guarantee the item on layaway will be available at the time of pay-off. If the item is out of stock, the customer will have the option to either wait or get a full refund. We don't charge a service fee for layaways.

* Layaway customers have the option to pay via personal check or money order. We are no longer accepting Paypal or credit card payments for layaway items. Please print out this order form and send it to the address on the form with your payment - we will eMail you a receipt when the payment arrives.

* If you have any questions, don't hesitate to contact us at KDLTack@gmail.com. We will get back to you with a prompt reply and are happy to work with you.

Thanks for your interest and kudos to you for escaping the credit card crunch!