Thornhill-Saddles Layaway Program

Due to tough economic times, the demand for layaway programs have increased. In order to keep up with that demand, we have implemented what we feel is a very flexible program designed with the customer's security, convenience, and ease of use in mind.

Here are the details:

* 10% down and at least 10% of the total purchase price per month, (however you can always pay more on the down or monthly payment if you desire.) For instance, on a $500.00 purchase, $50 dollars down and $50 per month until the item is paid off.

* Layaway is available only on purchases of at least $200.00.

* Our customers have the option to stop paying on their layaways at any time and request a full refund on the amount paid. For each payment received, the customer will get an eMail receipt with a running total on what has been paid and what the balance is.

* Customer's money will be put in a special account reserved just for layaways and will NOT be touched until the order is either canceled or paid in full.

* Please note: we cannot guarantee the item on layaway will be available at the time of pay-off. If the item is out of stock, the customer will have the option to either wait or get a full refund. We don't charge a service fee for layaways.

* Layaway customers have the option to pay via personal check or money order.

* If you have any questions, don't hesitate to contact us at KDLTack@gmail.com. We will get back to you with a prompt reply and are happy to work with you.

Thanks for your interest and kudos to you for escaping the credit card crunch!